:root{--ink:#17252b;--muted:#526267;--paper:#f7f5ef;--white:#fffdf8;--line:#d7dfdb;--teal:#0e6b68;--teal-dark:#084b4a;--coral:#d9674f;--yellow:#f0c96b;--shadow:0 18px 45px rgba(23,37,43,.09)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:1rem/1.55 Georgia,'Times New Roman',serif}a{color:var(--teal-dark)}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.site-header{padding:20px 0;background:var(--white);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:inline-flex;align-items:center;gap:10px;color:var(--ink);font-size:1.25rem;font-weight:700;text-decoration:none}.brand img{width:34px;height:34px}.nav a{margin-left:18px;text-decoration:none;font:700 .84rem Arial,sans-serif}.hero{padding:86px 0 74px;background:linear-gradient(90deg,rgba(8,75,74,.92),rgba(8,75,74,.68)),url('https://images.unsplash.com/photo-1589578527966-fdac0f44566c?auto=format&fit=crop&w=1800&q=82') center/cover;color:var(--white)}.hero-grid,.selector,.workspace-grid,.account-grid,.provider-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:42px;align-items:start}.hero h1{max-width:700px;margin:0 0 20px;font-size:clamp(2.8rem,6vw,5.5rem);line-height:1.03;letter-spacing:-.04em}.hero-copy{max-width:620px;color:#d9e7df;font-size:1.18rem}.hero-note{padding:22px;border-left:3px solid var(--coral);background:rgba(255,253,248,.1);font: .9rem/1.5 Arial,sans-serif}.hero-note strong{color:var(--yellow)}.eyebrow{font:700 .75rem/1.2 Arial,sans-serif;letter-spacing:.14em;text-transform:uppercase;color:var(--yellow)}.eyebrow.dark{color:var(--teal)}main section{padding:78px 0}h2{margin:0 0 16px;font-size:clamp(2rem,4vw,3.2rem);line-height:1.08;letter-spacing:-.025em}h3{margin:0 0 15px;line-height:1.1}.intro{max-width:670px;margin-bottom:34px}.intro>p:not(.eyebrow){color:var(--muted);font-size:1.08rem}.light>p:not(.eyebrow){color:#d9e7df}.selector-band{background:#e9eeea}.selector{align-items:center}.selector p{color:var(--muted)}label{display:block;margin:16px 0 7px;font:700 .75rem Arial,sans-serif;letter-spacing:.08em;text-transform:uppercase}input,select,textarea{width:100%;padding:13px 14px;border:1px solid #9fb4af;border-radius:3px;background:var(--white);color:var(--ink);font:1rem Arial,sans-serif}textarea{resize:vertical}.result{min-height:52px;margin-top:14px;padding:14px;background:#eef3ef;color:var(--muted);font: .88rem/1.45 Arial,sans-serif}.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}.steps article{padding-top:17px;border-top:2px solid var(--coral)}.steps b{color:var(--coral);font:700 .76rem Arial,sans-serif}.steps p,.muted{color:var(--muted)}.workspace{background:#f1ede4}.panel{padding:28px;background:var(--white);border:1px solid var(--line);box-shadow:var(--shadow)}.panel>img{width:calc(100% + 56px);height:150px;margin:-28px -28px 24px;display:block;object-fit:cover}.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}.button{display:inline-block;margin-top:18px;padding:13px 18px;border:0;border-radius:3px;background:var(--coral);color:#fff;cursor:pointer;font:700 .88rem Arial,sans-serif}.button.secondary{background:var(--teal-dark)}.text-button{margin:18px 0 0 14px;padding:0;border:0;background:none;color:var(--teal-dark);cursor:pointer;text-decoration:underline;font:700 .88rem Arial,sans-serif}.progress{height:9px;margin:10px 0 18px;background:#dce5df;border-radius:20px;overflow:hidden}.progress div{width:0;height:100%;background:var(--coral);transition:width .3s}.checklist{list-style:none;margin:0;padding:0}.checklist li{display:flex;gap:10px;padding:12px 0;border-top:1px solid var(--line);font: .9rem Arial,sans-serif}.checklist input{width:auto;accent-color:var(--teal)}.account{background:var(--teal);color:var(--white)}.account .panel{color:var(--ink)}.account-grid{grid-template-columns:1fr 1fr}.account small{display:block;color:var(--muted);font: .8rem Arial,sans-serif}.provider{background:var(--white)}.provider-image{width:100%;max-height:310px;object-fit:cover;margin-top:25px}.disclosure{padding:16px;border-left:3px solid var(--yellow);background:#fff8e6}.faq{background:var(--teal);color:var(--white)}details{padding:18px 0;border-top:1px solid rgba(255,255,255,.3)}summary{cursor:pointer;font-size:1.1rem;font-weight:700}details p{color:#d9e7df}footer{padding:30px 0;background:var(--ink);color:#cbd7d1;font: .82rem/1.6 Arial,sans-serif}@media(max-width:760px){.wrap{width:min(calc(100% - 28px),620px)}.nav{align-items:flex-start;flex-direction:column}.nav a{display:inline-block;margin:4px 12px 0 0}.hero{padding:60px 0}.hero-grid,.selector,.workspace-grid,.account-grid,.provider-grid{grid-template-columns:1fr;gap:28px}main section{padding:58px 0}.steps{grid-template-columns:1fr;gap:25px}.fields{grid-template-columns:1fr}.text-button{display:block;margin-left:0}}