Indiana judgment collection guide.
A starting point for collecting a civil judgment entered in Indiana. This is general education, not legal advice — confirm every step with the official court site linked below or a licensed Indiana attorney.
Last reviewed: October 4, 2026
Quick facts
- Judgment life (commonly cited)
- 10 yrs (lien); 20 yrs presumed paid
- Renewable?
- Yes
- UEFJA (foreign judgment registration)?
- Yes
- Wage garnishment limit
- 25% or 30x fed min wage
- Official court website
- www.in.gov/courts
These figures are commonly-cited summaries, not a substitute for the current statute. Post-judgment interest rates and specific exemption dollar amounts aren't listed here because they change and vary by circumstance — use the Interest Calculator with your own rate, and check Indiana's official court site for current exemption amounts.
Your starting plan
- Confirm and perfect your judgment. Get certified copies from the court clerk, docket the judgment if not automatic, and calculate your current balance.
- Research the debtor's assets. Search county property records, Secretary of State business filings, and state court records. See the Skip-Tracing Source List.
- Check your renewal deadline. Indiana's judgment life is commonly cited as 10 yrs (lien); 20 yrs presumed paid, and it is renewable — use the Renewal Deadline Tracker to set a reminder well before it expires.
- Choose an enforcement method. Wage garnishment limit: 25% or 30x fed min wage. Compare that against a bank levy or property lien for your situation.
- Keep records. Log every notice, filing, payment, and communication using the Checklist Center.
Out-of-state judgment?
Indiana has adopted the Uniform Enforcement of Foreign Judgments Act (UEFJA). If your judgment was entered in a different state, you can generally domesticate it here by filing a certified copy with an affidavit rather than starting a new lawsuit — see the Template Library and Foreign Judgment Filing Checklist.
Resources for Indiana